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Terms and Conditions



This is a legal Agreement between you or your church, company, firm or other organization ("you") and UMI (Urban Ministries, Inc.) (or “Black History Curriculum"). Black History Curriculum is an activity owned and operated by UMI (Urban Ministries, Inc.), Inc. UMI (Urban Ministries, Inc.) has been appointed agent by its content producers and contributors to grant this License on their behalf. 

Please read this agreement carefully in its entirety before you download or use any Media. By downloading Media products on Black History Curriculum, whether as part of a direct purchase or as a benefit of a subscription product, you agree to be bound by a non-exclusive, non-transferable, revocable, limited license subject to the terms and conditions of this End User License Agreement (“EULA” or the "Agreement"). The license is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Black History Curriculum and UMI (Urban Ministries, Inc.) have been granted sublicensable rights by the content producers and copyright owners of the Media. If you have any questions regarding this EULA and its terms please contact UMI (Urban Ministries, Inc.) by email at: [email protected].


You may download and exhibit, perform, or display Media in any kind of church service, ministry meeting, conference, Bible study, small group, life group, or any gathering of people in a non-commercial setting.

You may make one copy solely for the purposes of backing up or archiving Media.

You may forward a downloaded Media file or share through a cloud service, Media to persons who are within and represent your organization, paid or volunteer, and directly contribute to conducting church services, provided they agree to terms herein.


You may not exhibit media at more than one location at a given time.

You may not make a copy of media available to congregations or members.

You may not copy, distribute, or transfer media to other persons outside of your organization. 

You may not upload media to the cloud and allow others outside your organization to access.

You may not use for any commercial purposes, including, but not limited to reselling, incorporating into commercial works, or packaging with any other products for sale

You may not exhibit, display, or broadcast through the Internet, Radio or Television including, but not limited to your church's website, your ministry's website, YouTube, Vimeo, GodTube, televised or streaming church services. 

You may not use media to create derivative works either through including a portion, or all, of media in new works or as a template, reference, or outline for new works.

You may not incorporate Media (or any part ) into a logo, trade mark, service mark or application thereof

You may not use media in any manner that Black History Curriculum deems defamatory, obscene, libelous or blasphemy

You may not carry out any other activity with license granted material unless specifically permitted under this license agreement.


All copyrights related to available media are retained by the respective content producers and contributors of media displayed on Black History Curriculum. You acknowledge that all right, title, and interest in and to the Media, including without limitation, any and all trademark, copyright, and any other intellectual property rights therein remain with the content producers and contributors and nothing contained herein shall be construed to convey any rights or proprietary interest in the Media other than the specific limited rights granted in Section 2 herein. Your use of the Media bounds you by the copyright laws of the United States and international copyright treaties. You will retain the copyright notice, the name of Black History Curriculum and the respective content producer or contributor, the respective Media reference and any other information or metadata that is embedded in the electronic file that comprises any Media which you have downloaded or otherwise received from Black History Curriculum. All contents of the Service are: Copyright © 2020 by Black History Curriculum or its content providers and contributors. You will immediately notify Black History Curriculum if you become aware or suspect that any third party has gained access to the Media through you, is wrongfully using the Media, in whole or in part, or is violating any of Black History Curriculum intellectual property rights. You should direct questions and inquiries to [email protected]


Black History Curriculum guarantees that should any Media have defects in material or workmanship and these are notified in writing to Black History Curriculum ([email protected]) within thirty (30) days from the date of delivery of the Media then Black History Curriculum may either replace the Media with another digital copy of the Media free from defect or refund the License Fee (non-subscription) paid by you to the extent attributable to the defective Media, at Black History Curriculum's option. 

Black History Curriculum makes no other warranty, express or implied, including, without limitation, any implied warranties of merchantability or fitness for a particular purpose. Neither Black History Curriculum nor its content producers or contributors shall be liable to you or any other person or entity by reason of any representation (unless fraudulent) or any implied warranty, condition or other term, or any duty at common law, or under the express terms of this Agreement for any loss of profit or any indirect, special or consequential loss, damage, costs, expenses or other claims (whether caused by the negligence of Black History Curriculum, its servants or agents or otherwise) which arises out of or in connection with this Agreement, even if Black History Curriculum has been advised of the possibility of such damages, costs or losses. Black History Curriculum's maximum liability arising out of or in connection with your use of or inability to use the Media (whether in contract, tort or otherwise) shall, to the extent permitted by law, be limited to five (5) times the value paid by you for the relevant Media. 

Each provision of the immediately preceding paragraph in this Section 5 is to be construed as a separate limitation (applying and surviving even if for any reason one or other of such provisions is held to be inapplicable, unreasonable or unenforceable in any circumstances) and shall remain in force notwithstanding the termination of this Agreement 

UMI (Urban Ministries, Inc.) does not warrant the accuracy of the captioning, keywording or any other information associated with the Media.


You agree to indemnify and hold harmless Black History Curriculum/UMI (Urban Ministries, Inc.) its content producers and contributors and their respective companies, parents, subsidiaries, successors, assigns, and all employees and agents thereof against any and all claims, damages, losses, expenses or costs, including but not limited to any reasonable attorney’s fees, arising out of any unauthorized use or allegedly unauthorized use of any Media supplied to you by Black History Curriculum, on behalf of any content producer or contributor, or any other breach by you of any of your obligations under this Agreement. The terms of this section shall survive the expiration or earlier termination of this Agreement.


Black History Curriculum will not be liable to user or any third-party claimant for any direct, indirect, special, punitive, consequential, or incidental damages, whether based on a claim or action of contract, warranty, negligence, strict liability, or other tort, breach of any statutory duty, indemnity or contribution, or otherwise. The exclusion contained in this paragraph shall apply regardless of the failure of the exclusive remedy provided in the foregoing paragraph. Some states do not allow the limitation or exclusion of liability for incidental or consequential damages, so the limitations or exclusions in this and the foregoing paragraph may not apply to you.


Black History Curriculum reserves the right to change media available through the website for purchasing or as a benefit with a subscription product. It may also alter its terms of service policy at any time and to notify you by posting an updated version of the policy on this website. You are responsible for regularly reviewing the policy. Continued use of the service after any such changes shall constitute your consent to such changes.


The License will terminate immediately if you (a) fail to comply with its terms; (b) enter into voluntary or compulsory liquidation, (c) have a receiver appointed or (d) fail to perform any of your obligations under the Agreement within 28 days of our giving you notice to comply. In the event of termination, all rights granted will immediately revert to us and any further exploitation of any Media shall constitute an infringement of copyright.



  • No variation of any of these Terms shall be effective unless in writing and signed by Black History Curriculum and you. No action of Black History Curriculum, other than an express written waiver, may be construed as a waiver of any clause of this Agreement. In the event that Black History Curriculum waives any specific part of this Agreement, such fact does not mean that any other part is waived. In the event of any inconsistency between the Terms and the terms contained in any purchase order or other communication sent by you, the terms of this Agreement shall prevail.
  • Should any clause of this Agreement be found unenforceable, that will not affect any other clause and each will remain in full force and effect.
  • In the event Black History Curriculum retains an attorney or collection agency to collect any outstanding payment due by you, you agree to pay all collection costs, attorneys' fees and court costs relating thereto, in addition to any outstanding amounts due and applicable interest.
  • The validity of this Agreement and the interpretation and performance of all of its terms shall be governed by the laws of the State of Illinois. You hereby irrevocably agree to submit to the personal jurisdiction and venue of any state or federal court located in the Calumet City, State of Illinois, and expressly waive any claim or defense that such forum is not convenient or proper for purposes of any action arising under this Agreement. The parties hereto waive any right they may have to a jury trail.
  • You recognize that the Media possess a special, unique and extraordinary character which makes difficult the assessment of monetary damages which Black History Curriculum or its content producers and contributors might sustain by an unauthorized use. You agree that irreparable injury would be caused to Black History Curriculum or its content producers and contributors by such unauthorized use, and that injunctive relief would be appropriate in the event of breach of this Agreement.
  • If after notice to you, you fail to take any action which you are obliged to take hereunder, Black History Curriculum and its content producers and contributors shall have the right and option, but not the duty, to bring an action for specific performance to compel such action, and obtain all reasonable costs, expenses, attorney's fees and disbursements with respect thereto if such specific performance is awarded by a court of competent jurisdiction.
  • This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective legal representatives, successors, and assigns.
  • This Agreement supersedes all prior understandings both oral and written between the Parties and constitutes the entire agreement between the Parties.


Black History Curriculum respects the intellectual property of others and takes the protection of copyrights and all other intellectual property very seriously, and we ask Users to do the same.

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under US copyright law. If you believe in good faith that Content hosted by the Services infringes your copyright, you (or your agent) may send Black History Curriculum a notice requesting that the content or Material be removed, or access to it blocked. The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed (or if multiple copyrighted works are covered by a single notification, a representative list of such works); (c) identification of the material that is claimed to be infringing or the subject of infringing activity, and information reasonably sufficient to allow Black History Curriculum to locate the content or material within the Services; (d) the name, address, telephone number and email address (if available ) of the complaining party; (e) a statement that the complaining party has a good faith belief that use of the content or material in a manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirement imposed by the DMCA; see for details.

Notices and counter-notices with respect to the Service should be sent to:

Ramon Mayo

UMI (Urban Ministries, Inc.)

1551 Regency Court

Calumet City, IL 60409

[email protected]



Plagiarism is taking the work of another and misrepresenting it as your own. Black History Curriculum is adamantly opposed to such misrepresentation, and reserves the right to exclude any content posted on the site which it considers, at its sole discretion, to be in this category. Furthermore, we reserve the right to freeze the account of any contributor found to be submitting such materials. Any contributor who has acquired free access to Black History Curriculum Pro and submitted such materials shall also lose that free access. While it is impossible for Black History Curriculum to monitor proper use of sermon content used in the pulpit, we ask each user to acknowledge the work of others as they use it in their preaching.


In the unlikely event that you experience unauthorized use of your credit card on our web site or any web site, you are advised to promptly report the fraudulent activity to your credit card company. Most companies that issue credit card numbers have a toll-free number you may call for 24-hour service. For credit cards issues in the United States by law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card. If you suspect fraud, you may be asked to sign a statement under oath that you did not make the purchase(s) in question. 

Black History Curriculum cannot directly provide credit card and billing information that has allegedly been used in a fraudulent manner. Black History Curriculum will, however, contact the credit card company to report a claim of fraudulent use at the specific written email request of the cardholder, or when we suspect credit card fraud has occured. Requests to report fraud should be sent to [email protected] and must include the full name, email address, mailing address and phone number of the person claiming fraud. Please call us at 1-800-860-8642, Monday through Friday 9am - 6:30pm (EST), to confirm we have received your written request. The cardholder should be aware that they may be asked by their credit card company to sign a statement under oath that they did not make the purchase(s) in question. We will fully cooperate with all government organizations to the fullest extent possible to help those responsible for credit card fraud be held responsible. 


In addition to contacting your credit card company, you may want to contact the FTC. From FTC website: “The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.”

These Terms and Conditions of Use (the “Terms of Use”) apply to websites owned or operated by Urban Ministries, Inc. (“UMI”), including but not limited to the sites located at,, and all associated sites (collectively with other UMI-owned sites, the “UMI Site”). The UMI Site is the property of UMI and its licensors.

By using the UMI Site, you agree to these Terms of Use; if you do not agree, please do not use the UMI Site.

License Terms

Subject to your compliance with these Terms of Use, UMI grants you a personal, non-exclusive, non-transferable, revocable, limited license to access and use the public areas of the UMI Site. This license does not allow use of any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the UMI Site or any Content (defined below), or in any way reproduce or circumvent the navigational structure or presentation of the UMI Site or any Content, to obtain or attempt to obtain any materials, documents, or information through any means not purposely made available through the UMI Site. UMI reserves the right to bar any such activity. All rights not expressly granted to you in these Terms of Use or UMI’s Privacy Policy are reserved and retained by UMI or its licensors or other content providers. Except as expressly provided in these Terms of Use, no Content from the UMI Site may be reproduced, duplicated, transmitted, distributed, copied, sold, resold, or otherwise exploited without the express written consent of UMI. The license granted by UMI automatically terminates if you do not comply with these Terms of Use or any other terms of service.


All text, graphics, images, video, audio, charts, widgets, user interfaces, visual interfaces, trademarks, logos, software code, and other copyrighted or otherwise proprietary content (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the UMI Site is owned, controlled or licensed by or to UMI, and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

Except as expressly provided in these Terms of Use, no part of the UMI Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way (including “mirroring”) to any other computer, server, website, or other medium for publication or distribution or for any commercial enterprise, without UMI’s express prior written consent.

You may use information describing UMI products and services purposely made available by UMI for downloading from the UMI Site, provided that you: (1) not remove any proprietary notice language in all copies of such documents; (2) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media; (3) make no modifications to any such information; and (4) not make any additional representations or warranties relating to such documents.


Please review the UMI Privacy Policy as it is incorporated into these Terms of Use and also governs your use of the UMI Site and transactions you may enter into with UMI through the UMI Site. Additionally, by using the UMI Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the UMI Site may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.


If you create or use an account with any UMI Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. UMI sells products intended for use by children, but it sells them to adults, who can purchase with a credit card or other permitted payment method. If you are under 18, you may use the UMI Site only with involvement and approval of a parent or guardian. If you are under the age of 13 you may not create or use an account or provide any personal information to UMI in accordance with UMI’s Privacy Policy. UMI reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

Your Use of the UMI Sites

You may not attempt to gain unauthorized access to any portion or feature of the UMI Site or other Content available only to licensed subscribers, or any other systems or networks connected to the UMI Sites or to any UMI server, or to any of the services offered on or through the UMI Site, by hacking, password “mining” or any other illegitimate means.

You may not probe, scan or test the vulnerability of the UMI Site or any network connected to the UMI Site, nor breach the security or authentication measures on the UMI Site or any network connected to the UMI Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the UMI Site, or any other customer of UMI, including any UMI account not owned by you, or exploit the UMI Site or any service or information made available or offered by or through the UMI Site.

You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the UMI Site or UMI’s systems or networks, or any systems or networks connected to the UMI Site or to UMI.

You agree not to use any device, software, or routine to interfere or attempt to interfere with the proper working of the UMI Site or any transaction being conducted on the UMI Site, or with any other person’s use of the UMI Site.

You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to UMI on or through the UMI Site or any service offered on or through the UMI Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity.

You may not use the UMI Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of UMI or others.

Purchases; Other Terms and Conditions

Additional terms and conditions may apply to purchases of goods or services and to specific portions or features of the UMI Site, including contests, promotions, or other similar features, all of which terms are made a part of these Terms of Use by this reference. For example, the UMI EULA governs any purchase made on the applicable UMI Site. All purchases from the UMI Site are nonreturnable unless stated otherwise. If a purchase from a UMI Site is eligible for return, UMI does not take title to returned items until the item arrives at our fulfillment center. At our discretion, a refund may be issued without requiring a return. In this situation, UMI does not take title to the refunded item. You agree to abide by such other terms and conditions, including where applicable representing that you are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms of Use and the terms posted for or applicable to a specific portion of the UMI Site or for any service offered on or through the UMI Site, the latter terms shall control with respect to your use of that portion of the UMI Site or the specific service.

UMI’s obligations, if any, with regard to its products and services are governed solely by the agreements pursuant to which they are provided, and nothing on this UMI Site should be construed to alter such agreements.

UMI may make changes to any products or services offered on the UMI Site, or to the applicable prices for any such products or services, at any time, without notice. UMI attempts to be as accurate as possible. However, UMI does not warrant that product descriptions or other content of any UMI product or service is complete, reliable, current, or error-free. UMI reserves the right to cancel any transaction up until the time the item is shipped or downloaded, as applicable. All items purchased from UMI are made pursuant to a shipment contract. This means that the risk of loss and title for such items pass to you upon UMI’s delivery to the carrier.

For Purchases of UMI Course Offerings:

Unless otherwise specified, registration fees for UMI Course Offerings (each a “Course”) will include all online resource and Course materials. Resource and Course materials are to be considered supplemental to UMI’s online learning programs and may contain appropriate disclaimers explaining limitations which you hereby acknowledge.

UMI reserves the right to cancel a Course and/or program at its discretion. If this occurs, registrants will be notified and refunds of fees may be issued.

All fees for UMI Course Offerings are non-refundable unless otherwise provided. For your convenience, UMI may, at its discretion, provide a reminder email once you have purchased a Course. However, UMI is not responsible for the non-delivery of any reminder email and it is solely the responsibility of you or the party purchasing the Course to regularly confirm Course dates and times on the UMI Site. The order of presentation of the Courses for a particular program, Course locations, and dates are subject to change.

If you subscribe through your account to UMI’s learning portal, your account will allow you access from the date of initial registration for the term of your subscription. UMI may, at its discretion, include your subscription fee as all or part of the cost to access a specific Course or other online program. Your access may be renewed consistent with the Terms of Use and other conditions in effect at the time of your renewal.

In order for a participant to receive a certificate of completion of any UMI online Course, the attendee must have a registered account in the UMI learning management system and must complete UMI-required test questions once he or she has completed the online Course. Upon completion of the applicable test, UMI may provide a certificate of completion in the participant’s account within the UMI learning management system, a copy of which may be printed for personal records. UMI does not warrant or certify that the individual listed in its learning management system records actually attended any part of the Course sessions.

Links to Other Sites

The UMI Site may contain links to other independent third-party web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to you and our visitors. Such Linked Sites are not under UMI’s control, and UMI is not responsible for and does not endorse the content of such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites.



The above disclaimer applies to any damages, liability, or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence, or any other cause of action.

UMI reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the UMI Site, or any portion of the UMI Site, for any reason; (2) to modify or change the UMI Site or any portion of the UMI Site; and (3) to interrupt the operation of the UMI Site, or any portion of the UMI Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

Limitation of Liability

Except where prohibited by law, in no event will UMI be liable to you for any indirect, consequential, exemplary, incidental, or punitive damages, including lost profits, even if UMI has been advised of the possibility of such damages.

If, notwithstanding the other provisions of these Terms of Use, UMI is found to be liable to you for any damage or loss which arises out of or is in any way connected with your use of the UMI Site or any Content, UMI’s liability shall in no event exceed the greater of: (1) the total amount you paid to UMI in the transaction giving rise to your claim; or (2) US $100.00.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you may have additional rights.

Violation of These Terms of Use

UMI may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the UMI Site, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) UMI’s rights or property, or the rights or property of visitors to or users of the UMI Site, including UMI’s customers. UMI reserves the right at all times to disclose any information that UMI deems necessary to comply with any applicable law, regulation, legal process or governmental request. UMI also may disclose your information when UMI determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes.

You acknowledge and agree that UMI may preserve any transmittal or communication by you with UMI through the UMI Site or any service offered on or through the UMI Site, and may also disclose such data if required to do so by law or UMI determines that such preservation or disclosure is reasonably necessary to: (1) comply with legal process; (2) enforce these Terms of Use; (3) respond to claims that any such data violates the rights of others; or (4) protect the rights, property, or personal safety of UMI, its employees, users of or visitors to the UMI Site, or the public. UMI may make any other disclosures of information under its Privacy Policy.

You agree that UMI may, in its sole discretion and without prior notice, terminate your access to the UMI Site and/or block your future access to the UMI Site if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the UMI Site. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice, and will cause irreparable harm to UMI, for which monetary damages would be inadequate, and you consent to UMI obtaining any injunctive or equitable relief that UMI deems necessary or appropriate in such circumstances. These remedies are in addition to any other remedies UMI may have at law or in equity.

If UMI takes any legal action against you as a result of your violation of these Terms of Use, UMI will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief granted to UMI. You agree that UMI will not be liable to you or to any third party for termination of your access to the UMI Site under any circumstance.

Governing Law and Dispute Resolution

You agree that all matters relating to your access to or use of the UMI Site, including all disputes, will be governed by the laws of the United States and by the laws of the State of Illinois without regard to its conflicts of laws provisions. You agree to the personal jurisdiction by and venue in the federal court in Cook County, Illinois, and waive any objection to such jurisdiction or venue. Any claim under these Terms of Use must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. No recovery may be sought or received for damages other than out-of-pocket expenses, except that the prevailing party will be entitled to costs and attorneys’ fees. In the event of any controversy or dispute between UMI and you arising out of or in connection with your use of the UMI Site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation or pursue any right or remedy available to them under applicable law.

Void Where Prohibited

Although the UMI Site is accessible worldwide, not all features, products, or services discussed, referenced, provided, or offered through or on the UMI Site are available to all persons or in all geographic locations, or appropriate or available for use outside the United States. UMI reserves the right to limit, in its sole discretion, the provision and quantity of any feature, product, or service to any person or geographic area. Any offer for any feature, product, or service made on the UMI Site is void where prohibited. If you choose to access the UMI Site from outside the United States, you do so on your own initiative and you are solely responsible for complying with applicable local laws.


You may not use, export, or re-export any Content or any copy or adaptation of such Content, or any product or service offered on the UMI Site, in violation of any applicable laws or regulations, including without limitation United States export laws and regulations.

If any of the provisions of these Terms of Use are held by a court or other tribunal of competent jurisdiction to be void or unenforceable, such provisions shall be limited or eliminated to the minimum extent necessary and replaced with a valid provision that best embodies the intent of these Terms of Use, so that these Terms of Use shall remain in full force and effect. These Terms of Use constitute the entire agreement between you and UMI with regard to your use of the UMI Site, and any and all other written or oral agreements or understandings previously existing between you and UMI with respect to such use are hereby superseded and cancelled. UMI will not accept any counter-offers to these Terms of Use, and all such offers are hereby categorically rejected. UMI’s failure to insist on or enforce strict performance of these Terms of Use shall not be construed as a waiver by UMI of any provision or any right it has to enforce these Terms of Use, nor shall any course of conduct between UMI and you or any other party be deemed to modify any provision of these Terms of Use. These Terms of Use shall not be interpreted or construed to confer any rights or remedies on any third parties.

Feedback and Information

Any feedback you provide at this UMI Site shall be deemed to be non-confidential. UMI shall be free to use such information on an unrestricted basis.

Changes to Terms of Use

UMI encourages you to read these Terms of Use upon each visit to the UMI Site as they may change from time to time. Only those Terms of Use in effect on the date of each visit shall apply.